Many events can drive a person into a situation where bankruptcy is the best course of action to take. If you are experiencing harassing phone calls from creditors and collection agencies, you can breathe easier knowing that there are laws and regulations that protect consumers. Bankruptcy is nothing to feel embarrassed or ashamed about. Instead, bankruptcy is a fresh new start that will give you the peace of mind you deserve from stress and debt surrounding financial woes.

Debts facing the average consumer

If you have mounting medical and credit card bills, you are not alone.  While bankruptcy does not relieve you from all debts, it can eliminate debts that most average consumers face throughout their lifetime:

  • Medical Bills
  • Credit Card Bills
  • Pay Day Loans
  • Personal Loans

Determining the best course of action

There are several bankruptcy options available, including Chapter 7 and Chapter 13 Bankruptcy that can help you either clear out debt or make a plan for repayment over time with court approval. Filing bankruptcy may also stop foreclosure actions and allow you to keep your most precious assets.

Schedule a consultation for the piece of mind you deserve

Attorney Pahoua C. Lor has helped many clients get past their financial roadblocks. If you are in the midst of trying unsuccessfully to manage your debt, give her a call today and gain the relief you need at (559) 840-2780.